Very simple concept this one.  For those of you who hand over money to people for pointless products or services, or phone premium rate numbers becuase you have been 'personally selected by a computer' to win a key-ring in exchange for an £8 phone call, then this site may save you a lot of time.

Go to this site, and hand over your money.  You don't get anything in return, and your money does not go to a good cause.  Simple really.